Terms of service

By using this site you agree to these terms.

Information only

The guides, calculators and plans on this site are general information. They are not legal, tax, lending or financial advice, and they are not an offer of credit. Calculator results are estimates based on the figures you enter.

Real estate services

Real estate services are provided through First World Realty Group LLC. Using this site does not create an agency relationship. We support the Fair Housing Act and equal housing opportunity.

Credit services

You have the right to dispute inaccurate information in your credit report yourself, at no cost, directly with the credit bureaus. No one can lawfully remove accurate, current information from a credit report. We make no guarantee of any particular result.

Contact by phone, text and email

When you submit a form and give your number, you agree that we may call, text and email you about your request. Agreement is not a condition of any purchase. Message and data rates may apply. Reply STOP to end texts.

Last updated November 2026.